What is financial crisis , how it can effect to ordnary people?

the financial crisis refers to the economic downfall that this country has succomed too. a large part is a result of mortgage companies giving loans out to people that can't afford to pay for the expensive house they wanted. it's like a chain really, people start to loose faith in the economy, panic and don't invest in anything, and it spreads like a plague. now people are loosing money because companies are going bankrupt and causes even more panic and withdrawl from spending. it's like the domino theory that when one country falls they all fall because it is now a global crisis that started in the united states. and it looks to be getting worse.What is financial crisis , how it can effect to ordnary people?Watch the movie ZEITGEIST. Then we'll talk.