What are possibile solution to America's 2008 financial crisis?

What is a solution that relates to regulation?

NOT FREE MARKETWhat are possibile solution to America's 2008 financial crisis?Our chance for a solution was missed when we bailed out the banks without any regulations. Lenders now 'pick and choose' who gets loans. Banks are so large (like CitiGroup) and own other financial products. This allows them to 'abuse' a borrower for their financial gain just by changing terms of agreement. An example, if you are late for two credit card payments in one year from bank one, and you will also see an interest rate increase on your other card from bank two. Your affordable interest rate of 7% has now ballooned to 28% on all your cards. And, your credit score will affect your insurance rates, so you are really paying out the nose. And the bank, they got the bailout money and still charge outlandish fees. What are possibile solution to America's 2008 financial crisis?
We could have a "clearing house" for trades that move or make their own market . . . especially in the age of super hedge funds and sovereign wealth funds . . . the trade that took oil over 100 dollars per barrel was from one individual . . . the rallies and declines are being triggered at the beginning and end of the market . . . the volatility rarely happens mid afternoon . . . so it's obviously computer generated . . . has anyone investigated the possibility that large wealth funds are triggering these movements?What are possibile solution to America's 2008 financial crisis?We havent had a Free Market since FDR's new deal.What are possibile solution to America's 2008 financial crisis?
First!

must stabilize Housing market..aka Americas main source of wealth...your real state value, you home value!



remember, most americans wealth is by the credit they have, due to the value of their home or property and jobs.



so my solution (although not pretty) is to get 150 million out of those billions they want to give to corporations and pay off all the mortgages in the country...



...that would stop the mortgage collapse, clear the bad mortgages out of the the books of the banks and thus they could begin lending again!



just my solution!What are possibile solution to America's 2008 financial crisis?Apply tariffs to imported goods equivalent to what those countries put on our products.